Forces & Family
Life Insurance Program
Better options than the VA guaranteed
Our partner programs specialize in helping veterans—especially those with service-connected disabilities—secure affordable, high-quality life insurance coverage.
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VA Life vs. Our Life Insurance
See the Key Differences
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About Us
As a veteran-run service, we know firsthand the challenges vets face when looking for life insurance. Many don’t realize there are better options beyond the VA. We specialize in getting veterans approved for quality, affordable coverage that fits their needs.
Meet Our Veteran Leaders
Jesse Cummins
VETERAN RELATIONS MANAGER
My name is Jesse Cummins and I served in the United States Army for 5 years. Getting out of the Army was very difficult for me at times because I did not have anyone to guide me on what to do or where to go in my career. One of the first things I did when I got out of the Army was get life insurance. That then lead me to get into the insurance industry as a career so that I can help people who are in the same position I was. I knew that if I was in the industry and in front of veterans that I could share my story and help point them in the right direction.
Calvin Wright
INSURANCE SPECIALIST
My name is Calvin Wright and in the United States Army for 7 years, during which I competed in high-level NCO competitions and various military training like Airborne and Ranger School. My career was full of duty and service and when I got hurt in a military airborne accident, I had to retire. I wanted to continue serving this great country but didn’t know how until I found the insurance industry. My primary goal is to help veterans like myself with insurance, so they don’t leave their families with final expenses which the VA and other military programs don’t cover. I am an expert in military and veteran benefits and my sole mission is to help as many veterans as possible.
Barry Freshour
INSURANCE SPECIALIST
My name is Barry Freshour and I proudly served in the United States Navy from 2008-2011. During that time, I served at Naval Station Great Lakes in Illinois, and Naval Station Norfolk in Virginia. I was medically separated in 2011 and because of that, uniquely understand the challenges that veterans can face getting life insurance coverage through the VA and also through the private sector. I know how hard the transition from military to civilian life can be and want to help make that process easier for other Veterans.
Why our life insurance services often work
better than the VA's.
Why our life insurance services often work better than the VA's.
More Coverage, No Waiting Period
VA Life caps coverage at $40,000 and makes you wait 2 years for full benefits. Our partner programs offer $100,000+ in immediate protection, so your family is covered from day one.
Lower, More Flexible Premiums
VA Life charges fixed rates that can be expensive for older veterans. We help you find a custom plan that fits your budget, often at a lower monthly cost.
Cash Value & Long-Term Benefits
VA Life doesn’t offer cash value or loan options. Our plans let you build long-term value, access living benefits, and add riders for extra protection.
Providers We Work With
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